Handicap Calculations

Handicaps are calculated by dividing the lowest 10 adjusted scores of the last 20 rounds posted.
Lowest adjusted handicaps are by subtracting the course rating from the players adjusted score for each of the last 20 rounds. See table below. 
Course W W W W R R W W W R W W R W R R W W W R
Score 80 80 81 89 80 80 78 90 91 91 81 81 81 85 85 85 85 80 80 80
Rating 68.7 68.7 68.7 68.7 66.9 66.9 68.7 68.7 68.7 66.9 68.7 68.7 66.9 68.7 66.9 66.9 68.7 68.7 68.7 66.9
Differential 11.3 11.3 12.3 20.3 13.1 13.1 9.3 21.3 22.3 24.1 12.3 12.3 14.1 16.3 18.1 18.1 16.3 11.3 11.3 13.1
Low 10 11.3 11.3 12.3 13.1 131 9.3 12.3 12.3 11.3 11.3
Then to calculate , you take the 10 lowest differentials of the last 20 rounds. (Those would be the gold boxes.) Add the low 10 together = (117.5) x .96(96%) = 112.8 (divide by) 10 = 11.3 = 11 Handicap
New Members will be adjusted an extra 10% until they reach their 12th round.
117.5 x .96 x .90 = 103.06/10 =10.3 10 Handicap.